REAL

WALLET

So much more than just a Debit/ Credit card

Key Features That Actually Move the Needle for Agents

You don’t need every detail—you just need to know how this helps you run a more profitable, less stressful business.

1. Faster Access to Your Money

Real Wallet is designed to eliminate the lag between closing and getting paid:

Commissions and revenue share flow directly into your Real Wallet account

You can spend immediately on your Real Wallet Visa debit card or transfer to an external bank

Real’s goal is same-day or near-instant access to your earnings, bypassing legacy brokerage/bank delays

Result: better cash flow and fewer “waiting on the wire” headaches.

2. All-in-One Business Checking With Serious Protection

In the U.S., Real Wallet funds sit in FDIC-insured checking via Thread Bank, with a deposit sweep program that can provide up to $3,000,000 in FDIC coverage across program banks.

You get:

A dedicated business checking account for your real estate income

The ability to hold balances, move money, and separate business from personal

High levels of regulated protection for your deposits

And because it’s native to Real, everything from deposits to card transactions shows up in one dashboard.

3. Debit Card + Everyday Rewards That Cut Your Costs

The Real Wallet Visa debit card is tied directly to your Wallet balance. You can:

Spend from your commissions and revenue share immediately

Earn points on your spending and average balances

Redeem those points toward brokerage and transaction fees, cap costs, and other Real charges

In some examples from leadership and early adopters, there’s even potential to heavily offset or fully cover your annual splits and fees through ongoing usage—depending on your volume and habits.

4. Built-In Working Capital (U.S. + Canada)

Between Real Wallet Capital in the U.S. and the Real credit line in Canada, agents now have brokerage-native options for short-term funding:

Fast, embedded access to capital inside Real Wallet

Credit tailored to your actual performance and pipeline, not just static underwriting

A way to smooth out cash flow, fund marketing, or bridge gaps between closings

Of course, it’s still debt—so it needs to be used wisely—but it’s a business-aware alternative to generic credit cards and personal loans.

5. Real-Time Financial Visibility

Real Wallet isn’t just about moving money—it’s about seeing your real estate finances clearly:

Real-time view of what you’ve earned from commissions, revenue share, and stock-related payouts in one place

Insights into your professional net worth within Real (income, rewards, balances)

A single hub for income, spending, rewards, and credit, instead of juggling multiple apps

That clarity makes it easier to plan, invest back into your business, and make decisions like a CEO—not just a salesperson.


Why This Matters If You’re Thinking About Joining Real

If you’re considering moving to Real, Real Wallet is a big part of the “why”:

It tightens the gap between doing the work and seeing the money

It gives you a modern banking + rewards experience that’s actually tailored to real estate agents

It adds embedded lending and rewards that make Real’s already-agent-friendly model even more powerful

You’re not just switching brokerages—you’re getting a purpose-built financial stack for your career.

Build a More Profitable, Scalable Business with Real

A concise walkthrough of the Catalyst Suite onboarding plan, timelines, and expected results.

Why I Chose Real – And Why It Might Be Right for You

How our templated systems save 10+ hours weekly and increase conversion consistency across your team.

Benefits, Security, and a Life You Actually Want to Live

Trends and playbooks for 2026 that let you position your brand for higher-value listings.

real brokerage

Systems, Ai, Training, + Agent Tools

Real builds tools that help agents perform at their highest level

HeyLeo

Leo is Real’s AI assistant that gives you instant answers about your business—commissions, deals, equity, and more—so you spend less time digging for info and more time serving clients.

Agent Led Masterminds

Real’s agent-led masterminds plug you into top producers sharing what’s working right now—so you’re never building your business alone.

Marketing, E-Signature, and Transaction Management

reZEN is Real’s all-in-one transaction hub where you manage your files, compliance, commissions, and payouts in one clean, streamlined dashboard.

Real's Partner Program makes some of real estate's top tools more accessible to agents

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The Rise Group | Silicon Valley

We go further together. If you are looking for more local support or simply want to team up with like minded individuals with a passion for growth, take a look at some of the ways The Rise Group can help you grow at different stages of your career.

About The Rise Group

Learn more about one of the fastest growing teams in the country and learn more about how we can partner.

New Agent Bootcamp, Office Training, Support

Our Silicon Valley Team has an office in downtown Morgan Hill with a full in office recording studio.

Marketing & Agent Attraction Support

Learn how you can grow your business and your downline utilizing team resources.

Building a Team with Rise

Be a mentor, become a team leader. Let us help you build a team of trained agents who are ready to produce.

Team Technologies & Community App

The Silicon Valley team is powered by OnRecord.ai. Learn more about the tools and services you will have access to as a member of the Rise Group.

Additional Team Perks based on Performance

Let's build something awesome together. Earn improved splits, bonuses, and even qualify for an annual Top Producer Awards Trip.

LET’S CONNECT

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